by Zoro on 17 Apr 2008 14:00
Hello Jeff
If there is concrete above you are in lucky because this is the fire protection between you and the flat above The plasterboard is merely decorative and not really acting as the main fire protection although it helps. You don't need fire hoods in this situation. A lot of downlighters are now sold as enclosed units with integral fire protection but you won't even need these so you might pick up an old style set very cheapely.
Mains voltage lights don't need a transformer which is sometimes an advantage. Low voltage is safer so it makes sense in kitchens and bathrooms. I think the trend now is to mains voltage with an RCD trip on the circuit.